Believe it or not but some people who get into minor car accidents don’t like to file a claim. They are afraid that their monthly auto insurance payments will increase. Yes, even with this world of discount auto insurance (affordable car insurance is available for people of every socioeconomic background) some people think it’s cheaper to get your car fixed at a mechanic or auto shop than to file a claim and actually get the fix paid for.
Has anyone ever actually plugged the numbers on this fallacy? Will rates actually increase for a minor traffic incident? Do some people think they will make their own repairs and that somehow will be cheaper than filing a claim? I’m not sure.
You can get free auto policy quotes online now, so you be the judge.